Library

Increase your mortgage to access your home equity
If you have owned your home for some time, its value may have increased beyond your remaining mortgage balance, giving you excess equity. This equity can be used in many ways, whether for home renovations, a major purchase like a car, or other financial needs. On this page, you find all the essential information on accessing and withdrawing your home equity.

Buying a new-build home
Why should you think about moving, when you could also make your current house bigger, more cosy or more energy efficient? Renovation will of course cost you money, and you could choose to use your savings for this. If you don't have sufficient savings, or when you do not want to you use your savings for this purpose, it's good to find out whether it's possible to increase your current mortage. Below you'll read more.

Increasing your mortgage for renovation
Why should you think about moving, when you could also make your current house bigger, more cosy or more energy efficient? Renovation will of course cost you money, and you could choose to use your savings for this. If you don't have sufficient savings, or when you do not want to you use your savings for this purpose, it's good to find out whether it's possible to increase your current mortage. Below you'll read more.

Creating a sustainable home
A sustainable home will create a healthier environment for you, your family and the world. It will also add to a more comfortable indoor climate, help you safe costs on your electricity bill and create more value for your house. But where to start? We can help you explore all financial options for a better and greener home.

Choosing the right mortgage
Once you manage to acquire a home you might need to apply for a mortgage. In this process you are faced with a number of important choices that have a major impact on your monthly payments. Here we will tell you all about the choices you can make and learn more about the pros, cons and consequences of all these choices.

National Mortgage Guarantee (NHG)
If you want the lowest possible interest rate, a mortgage with a so called National Mortgage Guarantee (in Dutch: Nationale Hypotheek Garantie or NHG) might be just the thing for you. Such a NHG mortgage gives you and the mortgage provider certain guarantees, which are matched by the lowest possible interest rate. You can read here what specific requirements apply to qualify for a NHG mortgage.

Buy-to-let property
Did you ever consider buying a property just to rent it out? The extra income might be handsome enough to spark the interest. We’ll guide you through the pros and cons of renting out homes and what steps you need to take.

Using your equity
If you have built up some equity on your current home, it might be interesting to use it for something else. Here we will discuss some of the options you have to use it to your advantage. Please take into account that a mortgage provider will not only look at the current value of your home but also at your current income situation to determine the amount.
Reviews from our customers
Every day, we strive for 5-star service, as this is the minimum for us. That’s why we are so proud of the feedback we receive from our customers: