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Maarten Tellegen5 min lezen17 februari 2021

Buy-to-let property

Did you ever consider buying a property just to rent it out? The extra income might be handsome enough to spark the interest. We’ll guide you through the pros and cons of renting out homes and what steps you need to take.

Luc Mortgage Advisor6 minutes read24 maart 2025

Increase your mortgage to access your home equity

If you have owned your home for some time, its value may have increased beyond your remaining mortgage balance, giving you excess equity. This equity can be used in many ways, whether for home renovations, a major purchase like a car, or other financial needs. On this page, you find all the essential information on accessing and withdrawing your home equity.

Maarten Tellegen6 minutes read2 maart 2023

Buying a new-build home

Why should you think about moving, when you could also make your current house bigger, more cosy or more energy efficient? Renovation will of course cost you money, and you could choose to use your savings for this. If you don't have sufficient savings, or when you do not want to you use your savings for this purpose, it's good to find out whether it's possible to increase your current mortage. Below you'll read more.

Maarten Tellegen6 minutes read2 maart 2023

Increasing your mortgage for renovation

Why should you think about moving, when you could also make your current house bigger, more cosy or more energy efficient? Renovation will of course cost you money, and you could choose to use your savings for this. If you don't have sufficient savings, or when you do not want to you use your savings for this purpose, it's good to find out whether it's possible to increase your current mortage. Below you'll read more.

Maarten Tellegen4 minutes read3 april 2021

Creating a sustainable home

A sustainable home will create a healthier environment for you, your family and the world. It will also add to a more comfortable indoor climate, help you safe costs on your electricity bill and create more value for your house. But where to start? We can help you explore all financial options for a better and greener home.

Maarten Tellegen7 minutes read3 april 2021

Choosing the right mortgage

Once you manage to acquire a home you might need to apply for a mortgage. In this process you are faced with a number of important choices that have a major impact on your monthly payments. Here we will tell you all about the choices you can make and learn more about the pros, cons and consequences of all these choices.

Maarten Tellegen5 minutes read1 maart 2021

National Mortgage Guarantee (NHG)

If you want the lowest possible interest rate, a mortgage with a so called National Mortgage Guarantee (in Dutch: Nationale Hypotheek Garantie or NHG) might be just the thing for you. Such a NHG mortgage gives you and the mortgage provider certain guarantees, which are matched by the lowest possible interest rate. You can read here what specific requirements apply to qualify for a NHG mortgage.

Maarten Tellegen5 minutes read17 februari 2021

Buy-to-let property

Did you ever consider buying a property just to rent it out? The extra income might be handsome enough to spark the interest. We’ll guide you through the pros and cons of renting out homes and what steps you need to take.

Maarten Tellegen5 minutes read5 februari 2021

Using your equity

If you have built up some equity on your current home, it might be interesting to use it for something else. Here we will discuss some of the options you have to use it to your advantage. Please take into account that a mortgage provider will not only look at the current value of your home but also at your current income situation to determine the amount.

Reviews from our customers

Every day, we strive for 5-star service, as this is the minimum for us. That’s why we are so proud of the feedback we receive from our customers:

Luc was very informative, he made sure to explain everything I needed to know as a first time buyer. He made sure to be available for all my questions and inquiries. The process went very smoothly, and approval was quite quick.

Reem

6/23/2025

Bart is such a great mortgage advisor. He is reliable, knowledgeable and explains every details to me with great patience. It is a very smooth process to get 2 mortgage applications approved!

Melanie

6/19/2025

He helped us through the whole proccess, always helping us with our doubts and questions

F.N.S

6/15/2025

Fijn gesprek, goede begeleiding, betrouwbaar en snelle afwikkeling..Dank je wel Luc!

Renu

5/2/2025

Erg prettig en snel geholpen door Bart en vervolgens tijdens zijn vakantie door Toni. Wij zouden OHAO zeker aanraden!

R.R.

4/5/2025

Fantastisch geholpen door Luc! Bij OHAO denken ze echt met je mee. Ze helpen je niet alleen met het vinden van een passende hypotheek, ze kijken ook hoe dit het beste aansluit op jouw wensen en situatie.

Fabian

3/26/2025

Wij hebben de samenwerking met adviseur Toni en OHAO als zeer prettig ervaren. Toni is deskundig, reageert snel op vragen en heeft ons van het juiste advies voorzien.

RS

3/26/2025

He is always around to help. and you can make sure that you will nost miss anything

Matt

3/18/2025

Proffessional, knowledgable, helpfull, reachable,

anonymous

1/25/2025

Toni is erg behulpzaam en denkt mee met de klant. Hij antwoord snel en duidelijk op alle vragen. Top service!

MGG Barraco

1/7/2025

Super goed geholpen door Luc. Vanaf het begin tot eind super behulpzaam en alles duidelijk uitgelegd! Wij bevelen hem zeker aan en als we in de toekomst weer hypotheek advies nodig hebben zullen we zeker weer aankloppen!

Elise

1/2/2025

Toni was heel behulpzaam en meedenkend. Ik raad OHAO aan.

Altay

12/20/2024

Really supportive and professional to get the best one for me. My case could be special, thanks to his service, I am happy with the result.

Cindy

12/11/2024

Bart was so helpful, would recommend him to anyone! He took the time to explain every aspect to me and I couldn't have done this process without him. Thank you Bart!!!

Rachael

12/10/2024

Toni helped us secure a mortgage, guarantee, and life insurance for our first house in the Netherlands. He was patient, guided us in a way that gave us agency and kept us informed, and was fantastic throughout the process!

Kasia L.

12/6/2024

Luc is een zeer goede adviseur met een hele prettige manier van samenwerken. We hebben deskundig advies gekregen over onze vrij complexe casus en daarbij een passende financiering gekregen.

I. H.

12/6/2024

Ik ben zeer goed geholpen; de service was snel, duidelijk en professioneel. De hypotheekadviseur nam de tijd om alles helder uit te leggen en al mijn vragen te beantwoorden.

Wouter

12/4/2024

Luc was extremely helpful from beginning to end. He gave us all the inputs necessary to have the smoothest process possible. Thanks, Luc.

Lucas

10/14/2024

Zeer professionele begeleiding tijdens de aanvraag van de hypotheek. Bart neemt uitgebreid de tijd om je zo goed mogelijk te informeren. Daarbij is hij erg prettig in de omgang, zeer flexibel en reageert hij altijd snel.

Wessel

10/12/2024

Bart was super helpful to make the best choice and he also explained to me all the details and different information around the dutch mortgages. OHAO was well recommended by a friend and I couldn't be happier about it!

Lucas

9/15/2024

OHAO heeft mij uitstekend geholpen in het gehele financieringstraject. Als starter had ik veel vragen, die snel en vakkundig werden beantwoord. Binnen twee weken was de aanvraag van de hypotheek geregeld. Toni en Luc, bedankt!

RB

9/8/2024

Toni helped me answering all my questions quickly from start to end. I got all the documents sorted out easily and the whole process went very smooth. Highly reccommend.

Simone

6/28/2024

Luc heeft supergoed ondersteund in het verkrijgen van een hypotheek en verschafte mij met al de benodigde informatie.

Hans

5/23/2024